In response to the latest developments of the Governor’s Executive Order to stay at home, and in alignment with the CDC recommendations, we are reducing public access by closing our main office lobby and student center branch. All other service delivery channels, including drive-up windows, will remain open to serve you.
Pandemic Relief Loans & Resources
Our newest tool to provide cash to assist you during these difficult times is a special Pandemic Relief Loan. Receive up to $2,000 in immediate CASH assistance at a rate as low as 5.90% APR and make no payments for 90-days.
*APR=Annual Percentage Rate. All Loans are subject to credit approval. Credit Score & loan amount determines rate and term. No other discounts apply. Interest will continue to accrue during first 90 days. Rate subject to change. Contact us for full details.
We are also offering things like:
- Reduced fees, including fees associated with ATMs and Foreign ATM Fees (until further notice),
- Payment relief options for various loan products like consumer loans such as auto loans, credit cards, lines of credit, mortgage loans, commercial loans, and so forth,
- Continued service via all of our non-lobby service delivery platforms, including drive up service,
- And even the very basics like access to cash, if you need that at all.
If you would like any additional information on our emergency relief programs simply call us at (765) 741-2728 or send a message with the contact us link below.
We are all in this together! Please, let us know how we can help you!
SBA Paycheck Protection Program
The Paycheck Protection Program and Economic Injury Disaster Loans are saving millions of jobs, providing much-needed relief, and helping America’s small businesses make it through this challenging time.
Paycheck Protection Program (PPP) loans are a U.S. Small Business Administration (SBA) program. Payroll-protection loans can be applied to expenses incurred in an eight-week period between Feb. 15 and June 30 and may be used for payroll costs, health care, rent, utilities and other business debts. The Paycheck Protection Program is meant to encourage businesses to keep their workers employed or quickly rehire them, so the SBA will forgive loans if all employees remain on payroll for eight weeks and the money is used for covered expenses. Ball State FCU, nor any other financial institution, has control over the funding of the PPP loans, only the SBA has the authority of approval.
Who Can Apply
The following entities affected by Coronavirus (COVID-19) may be eligible:
- Any small business concern that meets SBA’s size standards (either the industry based sized standard or the alternative size standard)
- Any business, 501(c)(3) non-profit organization, 501(c)(19) veterans organization, or Tribal business concern (sec. 31(b)(2)(C) of the Small Business Act) with the greater of:
- 500 employees, or
- That meets the SBA industry size standard if more than 500
- Any business with a NAICS Code that begins with 72 (Accommodations and Food Services) that has more than one physical location and employs less than 500 per location
- Sole proprietors, independent contractors, and self-employed persons
How to Apply
Contact us and we will help you with the loan application process.
We are extremely pleased to have Daniel Stallings, a licensed independent financial adviser, available to answer any questions you may have. He can be reached at 765-254-5245 or [email protected]
Economic Impact Payments
The IRS is offering tax help for taxpayers, businesses, tax-exempt organizations and others – including health plans – affected by coronavirus (COVID-19).
Mortgage and Housing Assistance Website
To ensure homeowners and renters have the most up to date and accurate housing assistance information during the COVID-19 national emergency, the CFPB, Federal Housing Finance Agency (FHFA), and the Department of Housing and Urban Development (HUD) launched the new mortgage and housing assistance website https://www.cfpb.gov/housing.
CFPB, FHFA and HUD are offering extensive CARES Act assistance and protection for Americans having trouble paying their mortgage or rent during the COVID-19 national health emergency. This joint website consolidates the CARES Act mortgage relief, protections for renters, resources for additional help, and information on how to avoid COVID-19 related scams. It also provides lookup tools for homeowners to determine if their mortgage is federally backed, and for renters to find out if their rental unit is financed by FHA, Fannie Mae, or Freddie Mac.
Coronavirus Eviction & Foreclosure Prevention Guide
The Indiana Housing and Community Development Authority (IHCDA) created an Eviction/Foreclosure Resource Guide to inform homeowners and renters on the importance of continuing to make their monthly housing payments, or what to do if they are experiencing hardships.
The guide, which is here, contains answers to some frequently asked questions and other resources.
Health Resources from Anthem
Ease your children's anxiety
We want you to have resources to help talk to your children about COVID-19. There are positive steps you can take to address their COVID-19 worries. Additional mental health and emotional support resources are also available to you and your loved ones.
Social distancing safely
While you're social distancing, it doesn't mean you have to give up being social. You can safely stay connected with loved ones, while still doing your part to "flatten the curve".
COVID-19 testing requirements
Testing for COVID-19 is expanding, but still limited. Exactly how and where you can get tested varies by state, and doctors and health care providers must use the limited supply of tests wisely. Learn more about testing when you can request it and what to expect during testing.
Keep personal information safe from cyber scams
The internet can be a lifeline to the outside world with everyone playing games, meeting new people and chatting online with friends and family from the comfort of home. This is the perfect time to talk to family members about how to protect their identity and avoid cyber scammers taking advantage of COVID-19.
Face mask basics
To help protect you and your loved ones from spreading COVID-19 or contracting it, we are sharing the latest guidelines from the Centers for Disease Control and Prevention (CDC) on face masks. This includes when to wear them, how to care for and clean them, and how to make your own.
Managing anxiety during COIVD-19
There are steps you can take to manage stress and anxiety resulting from the COVID-19 crisis. Additionally, you can find added mental health and emotional support by reaching out to resources available to you.
Monitoring your media intake
It's normal to want to know as much as you can about COVID-19 to protect yourself and your family, but too much media can affect your peace of mind. To support you, we have recommendations and tips on ways to stay informed without being overcome by the wave of media that comes with a crisis.
Visit Anthem’s COVID-19 web page for more information, guidance and support.