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Raise your hand if you need a vacation!

Sail your non-BSFCU auto loan to us or finance a new car and sail away on a Cruise Vacation for two (2) for five (5) days and four (4) nights – up to a $1,798 value – to Mexico, the Bahamas, or the Western Caribbean.* Finance a qualifying auto loan August 1st - October 31 and you'll receive a cruise for 2.

Pack up your loans and drive them to BSFCU.

Applying online takes less than 10 minutes and could save you hundreds of dollars over the lifetime of your loan! In addition to the cruise vacation you’ll also enjoy these other benefits of membership:  

  • No application fees or setup fees
  • Interest rates as low as 2.49% APR**
  • Loan Payment Protection options

Financing your auto loan is quick, easy, and FREE!

  1. Submit an application. (You can do that now by clicking the "Apply Now" button below)
  2. Receive approval from one of our loan officers.
  3. Finalize your loan and receive your cruise certifcate.

What's the catch?

There isn't one! After you finance your qualifying auto loan you'll receive a cruise certficate that entitles you and a guest to a 5 day, 4 night cruise vacation for two to Mexico, the Bahamas, or the Western Caribbean aboard a Super Luxury Liner. Your vacation includes: 

  • An interior stateroom
  • Onboard gourmet meals and snacks, complimentary 24-hour stateroom service
  • A wide range of entertainment including dazzling Broadway/Las Vegas-style shows
  • Dozens of exciting shipboard activities
  • Plus, fabulous international cities to visit and shop

You could sail away with lower payments and a cruise vacation. Hurry – this is a limited time offer!

Apply Now


Frequently Asked Questions

Official Promotion Rules


*Certificate recipient is responsible for: 1) a one-time registration fee of $19 per person (certificate is transferable prior to registration, during registration period), 2) port charges, taxes, customs and fulfillment fees of $39.60 per day/per person, 3) transportation to and from the port, 4) any applicable identification and 5) any applicable incidental/gratuity charges and/or fees. See cruise certificate for full cruise details. At loan closing, member will receive a cruise vacation certificate for two per qualifying auto loan. Members closing jointly with one or more persons will receive only one certificate. This offer is only available for qualified loans. A qualified loan is a direct consumer auto loan, minimum of $20,000, not currently financed with Ball State Federal Credit Union, and disbursed during the promotion period: 08/01/2019-10/31/2019. A minimum term of 12 months is required. Simultaneous loan closings can be used to qualify for this offer. Promotion is subject change or end at any time.


 **Annual Percentage Rate (APR) includes a 1.00% discount with Relationship Rewards for a three (3) year term. Rate and terms are subject to change without notice. Approval for loan and rate of loan can vary based on creditworthiness, age of vehicle, and terms of the loan.



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