Why dream when you can enjoy? Use the equity in your home to finance a variety of substantial expenses.
Key Features
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Competitive Rates
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Quick Decisions
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Local Processing
Home Equity Loans
- Competitive rates for short-term or one-time needs:
- Major life events
- Home remodel projects
- Debt consolidation
- And more
- The existing equity in your home is used as collateral backing
- Financing terms of 5, 10, and 15 years
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
Home Equity Lines of Credit (HELOC)
- Competitive rates for ongoing or seasonal needs:
- Education expenses
- Major home improvements
- Emergency reserve
- And more
- The existing equity in your home is used as collateral backing
- 20-year term (funds available for the first 15 years)
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit – as principal is repaid, more becomes available for use
- Funds easily accessible by writing a special check and by transfer in online and mobile banking
- The interest paid might be tax deductible1
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
1Consult a tax advisor.