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Rates

Why dream when you can enjoy? Use the equity in your home to finance a variety of substantial expenses.

Key Features

Competitive Rates

Quick Decisions

Local Processing

  • Competitive rates for short-term or one-time needs:
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And more
  • The existing equity in your home is used as collateral backing
  • Financing terms of 5, 10, and 15 years
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
  • Competitive rates for ongoing or seasonal needs:
    • Education expenses
    • Major home improvements
    • Emergency reserve
    • And more
  • The existing equity in your home is used as collateral backing
  • 20-year term (funds available for the first 15 years)
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily accessible by writing a special check and by transfer in online and mobile banking
  • The interest paid might be tax deductible1
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

1Consult a tax advisor.

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