Surprise costs? Boring. Our Visa® credit cards give you instant access to funds. Find the card that fits your lifestyle.
- Competitive Rates
- Reward Points
- No Annual Fee
|Features||Classic||Platinum II||Platinum I||Platinum Elite|
|Balance Transfer Fee||None||None||None||None|
|ATM Cash Advance Fee||50¢||50¢||50¢||50¢|
|Foreign ATM Transaction Fee||Up to 1% of each transaction||Up to 1% of each transaction||Up to 1% of each transaction||Up to 1% of each transaction|
|Late Payment Fee||$25||$25||$25||$25|
|No Cost Travel Protection1||Yes||Yes||Yes||Yes|
|24/7 Member Service Assistance4||Yes||Yes||Yes||Yes|
1When you charge to your covered credit card the fare(s) for travel on a common carrier, you, your spouse, and dependent children under the age of 19 (25 years if a full-time student attending an accredited college or university) will be automatically covered for accident insurance covering accidental death and dismemberment. Coverage is also provided while traveling on a common carrier directly to or directly from an airport, train, or ship terminal on which the Cardholder was a fare-paying passenger.
2Debt Protection is available for a nominal cost.
3CURewards Terms & Conditions: Earn 1 point per dollar spent on purchases; returns will be deducted from the bonus point calculation. There is no limit to the amount of points you can earn. (Platinum II Rate Only.)
424/7 On-line Card Member Service Assistance (excluding Thanksgiving Day, Christmas Day, and New Year’s Day).
Manage your credit card anytime. Go to our Online Credit Card Access System to view transactions, make payments, retrieve your eStatements, and more.
To make your credit card payment by mail, be sure to include your VISA card number on your check and mail payments to:
Ball State FCU
PO Box 7150
Charlotte, NC 28272-1050
Platinum II cardholders can earn points for travel and merchandise with CURewards. Track and redeem your points online.
To report a lost or stolen credit card call (800) 449-7728.
To report fraud or suspicious activity call (888) 918-7313.