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Credit Cards

VISA Platinum Credit Card Program!

Tired of high credit card rates and complicated fee structures, or just want to deal locally with your credit union?

We are extremely happy to be able to provide qualified members with a low rate, inexpensive Platinum Visa Credit Card program!  Finally, a simple structure that has a 25-day grace period.

We have four different cards to give you what you want.  Choose the card that is best for your wallet!


So what’s the difference?

If you just want a high quality, low cost credit card account…choose the Platinum I Option and get a simple 9.9% APR Credit Card!

Interested in points or cash back?  With the Platinum II card you will get the complete CURewards program and all it’s advantages, along with an 11.9% APR!

Either way, you are in charge…so we invite you to apply for one of our Platinum Visa Cards TODAY!

This new Visa Credit Card service is subject to credit qualification, and is accepted anywhere you see the Visa logo displayed in the United States, the United Kingdom, Australia, New Zealand, and any US Military Base world wide!

VISA Account Access

Online Access is always available no matter which BSFCU credit card you have!

If you have one of our new Ball State FCU Platinum Visa Cards (the first four digits of your card number are 4145), simply click here to go to our new Online Credit Card Access System!

If you have our Platinum II CU Rewards program, follow the link in online banking or the online credit card access link above to take advantage of your points.

1 When you charge to your covered credit card the fare(s) for travel on a common carrier, you , your spouse, and dependent children under the age of 19 (25 years if a full-time student attending an accredited college or university) will be automatically covered for accident insurance covering accidental death and dismemberment. Coverage is also provided while traveling on a common carrier directly to or directly from an airport, train, or ship terminal on which the Cardholder was a fare-paying passenger.

2 Debt Protection is available for a nominal cost. Please indicate below if you would like more information and pricing about Debt Protection.

3 CURewards Terms & Conditions: Earn 1 point per dollar spent on purchases; returns will be deducted from the bonus point calculation. There is no limit to the amount of points you can earn (Platinum II Rate Only)

4 24/7 On-line Card Member Service Assistance (excluding Thanksgiving Day, Christmas Day, and New Year’s Day