Choose checking that has your back. Charlie Secure lowers your loan payments — and keeps your savings safe.
- Surcharge-Free ATMs Nationwide
- Shared Branches in Every State
- Loan Rate Reduction
- Checking that protects your balance
- Free identity theft protection for your entire family1
- ¼% rate reduction on Ball State Federal Credit Union personal loans
- $3 monthly service charge
- Unlimited check writing
- Free digital banking
- Free Visa® debit card
- Nationwide surcharge-free ATM access
- Shared branches in all 50 states
- No minimum deposit to open
- IDProtect® -identity theft monitoring and resolution service for you, your joint account holders, and eligible family members1 â€¢ Identity Theft Expense Reimbursement Coverage2- receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become a victim of identity fraud.
- Comprehensive Identity Theft Resolution Services – a dedicated fraud specialist assigned to manage your case. Experienced recovery professionals will handle the recovery process until your identity is restored.
- Debit and Credit Card Registration- Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. [registration/activation required]
- 3-in-1 Credit File Monitoring3 – IDProtect will monitor your Equifax, Experian, and TransUnion credit files daily, and automatically alert you if key changes occur. [registration/activation required]
- 3-in-1 Credit Report - Request an updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score [registration/activation required]
- Total Identity Monitoring – monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others [registration/activation required]
- Online Identity Theft News Center and Valuable Phone and Web Resources
- IDProtect StealthType™Anti-Keylogging Tool- download software that helps to provide a safe and secure browsing environment while isolating online activity from crimeware. [registration/activation required]
1 IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household. IDProtect benefits are available to joint account holders. Benefits are not available to a "signer" or "beneficiary" of the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students.