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Home Mortgage Loans

Enjoy Your New Home!Kathy-web

Ball State Federal Credit Union offers several real estate loans. Realize your dream of home ownership with a first mortgage, revitalize your dream by refinancing for a lower interest rate with more manageable payments, or fund a new dream or project with a Home Equity Line of Credit!

Our Mortgage Loan Officer, Kathy, will guide you through your home loan experience.  In conjunction with Members Financial Development Corporation, a wholly owned subsidiary of Ball State Federal Credit Union, we offer a complete line of first mortgage programs to include FHA, VA, Conventional, and First-Time Home buyer programs.

First-Mortgage Residential Financing:

  • Terms up to 30 years for fixed-rate and adjustable-rate mortgages
  • Zero to low down payment programs available
  • Programs for borrowers with credit challenges
  • Second-Mortgage Existing Home Financing:
    • Terms of 5, 10, and 15 years available
    • Very low closing costs
    • A flexible plan for homeowners
  • Our First Mortgage rates vary daily

Call Kathy at 765-254-5204, email:, or apply online.  NMLS ID: 756368