|
Loan Rates | Certificate Rates | Other Deposit Account Rates
| LOAN RATES |
In effect 7/28/2010 - Subject to Change Without Notice
Home Equity Line of Credit APR in effect 8/1/10-8/31/10 |
|
| Loan Type |
Model |
Term |
APR |
New Car, Truck, Van, Motorcycle Loans
Computer & Furniture Loans |
2009-2010 |
Varies |
4.49%* |
| Used Car, Truck, Van, Motorcycle Loans |
2003-2009 |
Varies |
4.99%* |
| 2002 & older |
Varies |
6.99%* |
| New Boat, Camper and Motor Home Loans |
2009-2010 |
Varies |
4.49%* |
| Used Boat, Camper and Motor Home Loans |
2003-2009 |
Varies |
4.99%* |
| 2002 & older |
Varies |
6.99%* |
| New - All Other Security Types |
2009-2010 |
Varies |
4.49%* |
| All savings-secured Loans |
Dividend rate on account being pledged plus |
2.00% |
| Home equity line of credit |
Indexed to 1-year Treasury Bill Index + 2.50% |
2.77%
|
| Real estate equity loans |
|
Varies |
6.50%* |
| First mortgage loans |
Call either:
|
Kathy 765-254-5204
or Lisa 765-254-5228
|
| Signature Loans |
|
Varies |
10.00%* |
*APR as low as
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| CERTIFICATE RATES |
Certificate Rates in effect 7/29/10-8/4/10
Subject to Change Without Notice
APY means Annual Percentage Yield |
|
| Term |
Type |
Minimum Amount |
Dividend Rate |
APY |
| 30 Day |
Special |
$10,000 |
0.35% |
0.35% |
| Jumbo |
$40,000 |
0.40% |
0.40% |
| 3 Months |
Regular |
$1,000 |
0.40% |
0.40% |
| Jumbo |
$40,000 |
0.50% |
0.50% |
| 6 Months |
Regular |
$1,000 |
0.50% |
0.50% |
| Jumbo |
$40,000 |
0.75% |
0.75%
|
|
1 Year
|
Regular & Cardinal CD** |
$500 |
0.75% |
0.75% |
| Special |
$10,000 |
0.90% |
0.90% |
| Jumbo |
$40,000 |
1.00% |
1.00% |
| 18 Months |
Regular |
$500 |
1.00% |
1.00% |
| Special |
$10,000 |
1.14% |
1.15% |
| Jumbo |
$40,000 |
1.24% |
1.25% |
| 2 Years |
Regular |
$500 |
1.24%
|
1.25% |
| Special |
$10,000 |
1.49% |
1.50% |
| Jumbo |
$40,000 |
1.74% |
1.75% |
| 3 Years |
Member's Option* |
$500 |
1.98% |
2.00% |
| Special |
$10,000 |
2.13%
|
2.15% |
| Jumbo |
$40,000 |
2.23% |
2.25% |
| 4 Years |
Regular |
$500 |
2.23% |
2.25% |
| Special |
$10,000 |
2.37% |
2.40% |
| Jumbo |
$40,000 |
2.47% |
2.50%
|
| 5 Years |
Regular |
$500 |
2.47% |
2.50% |
| Special |
$10,000 |
2.72% |
2.75% |
| Jumbo |
$40,000 |
2.96% |
3.00% |
* Ask us for details about how the Member's Option Certificate can work for you!
** Cardinal CDs are a limited time offer! They may only be purchased between 4/15 & 5/31/2010!
ALL OTHER
DEPOSIT RATES |
Prospective Dividend Rates in effect for the month of August, 2010
Rates Subject to Change Without Notice
APY means Annual Percentage Yield |
|
| Account Type |
Tier |
Dividend Rate |
APY |
| Regular Savings Account |
|
|
|
| $9,999.99 or less |
0.10% |
0.10% |
| $10,000.00 - $24,999.99 |
0.15% |
0.15% |
| $25,000.00 - $49,99.99 |
0.20% |
0.20% |
| $50,000.00 - $99,999.99 |
0.30% |
0.30% |
| $100,000.00 or more |
0.50% |
0.50% |
| Checking Account |
|
0.00% |
0.00% |
| Christmas Club Account |
|
0.10% |
0.10% |
| Club Nine Account |
|
0.10% |
0.10% |
|
Individual Retirement Account (IRA):
Traditional IRAs, Roth IRAs, or Coverdell IRAs
|
Passbook IRA Tiers: $9,999.99 or less
$10,000.00 to $24,999.99
$25,000.00 to $49,999.99
$50,000 to $99,999.99
$100,000.00 or more
|
0.35%
0.40%
0.45%
0.55%
0.75%
|
0.35%
0.40%
0.45%
0.55%
0.75% |
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| IRA Certificates are available for any term of 1-year or longer! Refer to the Certificate Table Above! |
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