Great Auto Loans!

Ball State Credit Union offers a wide variety of vehicle financing options for our members to choose from. Whether you choose to arrange your auto loan directly with one of our loan officers, or with any of our participating car dealerships, all Ball State Credit Union auto loan programs feature:

• Very competitive Annual Percentage Rates
• Financing terms of up to 6 years
• Optional Credit Life and Disability Insurance coverage, to protect your family in the event that your income becomes diminished due to death or disability
• Optional GAP coverage, to cover any amount you owe on your car loan in excess of the amount covered by your auto insurance policy, in the event your vehicle is totaled in an accident

Click here to view our current Rates!

Lease Style Auto Loans Are Back!

Once again, we are happy to be able to offer our members the option of financing their vehicle purchase using the Lease Style Auto Loan option. As before, for a fee of $795 (which can be financed into the deal), you can guarantee the residual value of your vehicle for a future date of from 2 to 5 years in the future, schedule your payments so as to pay the principal balance down to the guaranteed residual value at that time, and enjoy the benefits of leasing without having to actually lease. As an added benefit, you can also shop for payment quotes online at our new Driving Sense site! Click here for Driving Sense payment quotes!

Mechanical Breakdown Insurance!

Ball State Federal Credit Union, in cooperation with Mercury Insurance Group, now offers a cost effective way to protect yourself against costly repair bills. Whether your vehicle is new or used, now is the time to find out if this alternative is right for you! There are a variety of plans to choose from, and the process is simple. You may obtain information from any of our lending officers, or you can get a quote online at the Auto Warranty website!

Just remember that you are eligible for an additional discount! To purchase coverage, you need to call 1-800-353-3117, tell them that you were referred by Ball State Credit Union, and tell them your discount code is Ball State! It's as simple as that!

Finance Your Next Automobile Purchase At The Dealership!

For your convenience, we have special financing arrangements with many Central Indiana automobile dealerships. You can go to any of these dealerships, pick out the vehicle you want to purchase, and the dealership will finalize your Ball State Credit Union auto loan on the spot!

Just ask the dealership if they have Ball State Credit Union financing available, or you may contact us for assistance in locating a participating dealership!

The dealership will take a quick application and forward it to us immediately. After the application is approved (often in a matter of minutes) the dealership will prepare the paperwork and you will be able to leave with the car of your dreams. Auto financing made easy and convenient, the Ball State Credit Union way. Visit one of our supporting dealers and receive their fast courteous service. Happy car shopping!