Attention Visa Check Card Users!
August 15th is fast approaching...Be sure you get your Opt-In Form signed before then!

Beginning 8/15, when we are asked to authorize a debit card purchase for you, we will NO LONGER be able to factor in your Courtesy Pay Limit, UNLESS you have an Opt-In Form on file!

In the past, we have always combined your "available balance" and your courtesy pay limit when authorizing debit card purchases. When these transactions arrive later to be posted, we always clear them based on your actual checking balance, and then perform Free automatic transfers from savings, before we ever impose a fee! It's a great way to gain access to your savings account balance, without having to physically transfer the money from savings to checking, before you get ready to go shopping, or while you're traveling!

But beginning 8/15, if you have not signed an Opt-In Form, we will be required to DECLINE all Visa Check Card transactions that will not clear the available balance in your checking...regardless of how much money you may have in savings! 

Please take care of this the next time you're in the credit union! You can also simply click here for a printable version of the opt-in form. Just print it, write in your account number, and make sure that you and any other joint account holders sign the form. Once you've done that, just return it to us as soon as possible, or fax it to us at 765-741-2737, or toll free at 800-266-9366...Thank You!

Email Scams: Hot and Heavy!

Please beware of the email phishing scam! These people are hard at it, so please take caution! If you receive ANYTHING via email, asking you for ANY information relative to your accounts here at the Ball State Credit Union, it is NOT from us! We may send you email, but we will never ask you for any information via email that can not be handled through our secure Online Banking application, or by phone from one of our staff members directly. Additionally, we will never send you an attachment, and encourage you to open it. Nor will we send you a hyper-link to anything other than to the login screen of our secure Online Branch. Just be sure to take caution, and don't fall into their trap!

Mechanical Breakdown Insurance
We have several affordable options that will fit your budget, and save your money on costly vehicle repairs!
Click here for details and Free quotes...

Debt Protection!
Protect your families financial future by adding debt protection coverage to your Ball State Federal Credit Union loans! 
Click here for more information...

Don't become a victim of the fastest growing crime in America - Identity Theft! Ball State Credit Union has made the tools and information you need to protect yourself and your family available through ID Experts! We encourage everyone to take advantage of the many services that they make available to our members!
Click here to visit ID Experts!

Already an ID Experts Member?
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Sign up for eStatements!
Just log in to our Online Branch,
click the Statements tab,
and simply follow the prompts!
Click here for more information!

Special Rate Promotion!      

Click here for direct access to savings bond and other US Treasury products online!

Pet Insurance?
Believe it or not, that's right!
For complete details and free quotes, Click Here!